They say everybody and their mother is buying in the state these days. Florida too, is a favorite for many people seeking the sunny weather and beaches that also come with a unique lifestyle. But affordable housing can be hard to find as property prices rise across much of the country. Thankfully, there are still Florida cities where you can purchase a house for under $250K. In this blog, we will take a closer at 20 such cities, delving into their housing markets and uncovering what makes each city special.

20 Florida Cities Where You Can Buy a Home Under $250,000

Florida Cities Where You Can Buy a Home

Florida Cities Where You Can Buy a Home

1. Jacksonville

Overview

The largest city in the continental United States by area, Jacksonville has a wide variety of neighborhoods.

Housing Market

  • Median Home Price: Approximately $308,167
  • Homes Under $250,000: 21.9% of listings

Jacksonville is just a much more affordable place than many other large cities, and this bodes well for those people looking to buy their first home.

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2. Sebring

Sebring is a lovely place with very quiet surroundings and lakes.

Housing Market

  • Median Home Price: $243,167
  • Listings Under $250,000: 23.3% of listings

The peaceful Sebring lifestyle with its ample opportunities for outdoor recreation.

3. Tallahassee

Tallahassee serves as the state capital and is home to a rich possibility of history and cultural experiences.

Housing Market

  • Median Home Price: $300,717
  • Homes priced under $250,000: 20.7% of listings

The city is diverse, with few universities based here.

4. Gainesville

Gainesville an epicenter of both college-town and lush surroundings.

Housing Market

  • Median Home Price: $297,017
  • Properties Under $250,000: 14.1% of listings

Ideal for investors with the university creating a strong rental market.

5. Panama City

Panama City is known for its beautiful beaches and best recreational activities.

Housing Market

  • Median Home Price: $299,333
  • Under $250,000: 14.7% of listings

It has a combination of oceanfront living, while also being near affordable housing.

6. Winter Haven

This includes Winter Haven, which is about halfway between Tampa and Orlando.

Housing Market

  • Median Home Price: $313,000
  • House Under $250000 → 13.1% of Listings

Popular for its chain of lakes and kid-friendly activities, ideal for those looking to live in a community area.

7. Lakeland

Lakeland is home to its fine parks and historic landscapes.

Housing Market

  • Median Home Price: $338,583
  • Houses less than $250000: 10.4% of listings

Compared to other metropolitan areas, the cost of living in this city is low.

8. Dade City

Dade City: Offers both an adorable little downtown and some beautiful historic homes.

Housing Market

  • Median Home Price: Very dependant, there are many available homes under $250k

Dade City is a quaint town just close enough to larger cities for comfort.

9. Ocala

Ocala is recognized worldwide for its prestigious horse farms and natural springs.

Housing Market

  • List Median Home Price: ~$245,000

It is a city that has all the amenities of an urban area but offers a rural lifestyle.

10. Palm Coast

The Atlantic coastline with gorgeous beaches is convenient to Palm Coast.

Housing Market

  • Median Home Price: ~ $249,900

Ideal for budget conscious sea lovers, with many homes still priced under 250k making it a great option.

11. Port St. Lucie

Port St. Lucie is a compromise between suburbia and nature parks.

Housing Market

Approximate median home price: $270,000

The city has many reasonably priced homes perfect for families and retirees.

12. Cape Coral

Cape Coral has a massive canal system and is one of the best places for boaters.

Housing Market

  • Median Home Price: Approximately $275,000

It is appealing to water lovers with countless homes available, under the $250k mark.

13. Lehigh Acres

Lots of land and affordable housing prices are available at Lehigh Acres too.

Housing Market

  • Median Home Price: Around $220,000

Perfect for buyers wanting more lot space without breaking the bank.

14. Fort Pierce

It is home to gorgeous beaches and a vibrant arts scene.

Housing Market

  • Median Sales Price: ~$240,000

It is also home to many houses below the price limit while still keeping that coastal vibe.

15. Homestead

Homestead — Home is diverse, located close to Everglades National Park.

Housing Market

Median Home Price: $245,000

It has grown because of being affordable yet close to Miami.

16. Titusville

As the gateway for this launch, Titusville has plenty of space history.

Housing Market

Midtown East Average Home Price: $230,000

It is affordable housing and close to major attractions such as Cape Canaveral.

17. Inverness

Out in Inverness, you get small-town vibe with a lot of lakes and parks nearby.

Housing Market

Median home price: $190,000 range

This town is a perfect place for the people who are looking for peace from urban life.

18. Crystal River

Located in Crystal River, a hot spot for natural springs and manatees.

Housing Market

  • Approximate Median Home Price — $200,000

It is an ideal location for nature lovers looking to purchase inexpensive waterfront real estate.

19. Brooksville

Brooksville, with its rolling hills and historic homes in central Florida.

Housing Market

  • Median Home Price: Approximately $210,000

A lot of these homes would be above the price threshold for here, so if you need a bit more room but are on a budget this should be great for families.

20. Belleview

Belleview is still its own place beyond being next to The Villages retirement community.

Housing Market

Median Price of Homes: ~180.000$

This city presents an affordable choiceyet it’s near enough that you can take advantage of everything The Villages has to provide, simply without everything cost connected with actually residing in there.

Conclusion

All in all, if you want to buy a home in Florida, there are still plenty of homes that exist in Florida for under $250000 and all different types of cities across the state. Jacksonville has an Urban Appeal and Sebring is Lakeside living while Crystal Riveris breathtaking natural waterways but all of them have affordable communities! So if you are great news where first-time buyers, or searching for investment opportunities in the housing market here These cities represent some of our across this great state — and offer one among many perfect launching pad yours path homeownership!

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Last Update: November 13, 2024